Loan Rates
Rates effective May 10, 2021 | Prime Rate: 3.25% as of March 15, 2020. Testing ....
TruStage™ Auto Insurance Program
Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service.
If you haven't compared auto insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings.
Get your free quote today or call 1-855-483-2149.
TruStage™ Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
MAH-1112-AD42
You can click the Apply box below to fill out an online application. Please be sure to select the appropriate application type to avoid processing delays. If you have any questions, please call the Credit Union at 1-800-635-6829.
APR = Annual Percentage Rate
All rates are expressed as annual percentage rates.
The rate on the Riegel Crown Account may change at any time.
Second Mortgage refinances must borrow an additional $10,000.00 to qualify for the current Second mortgage Rates (Unless rate is increasing).
First lien position 10 & 12 year refinances with existing Credit Union home equity loan must borrow an additional $10,000 to qualify for rate. (Unless rate is increasing).
Refinancing of existing Riegel FCU auto loans are not permitted to reduce the interest rate. If an interest rate is increasing, refinances are allowed.
(Cash out refers to borrowing above the existing balance of your current Riegel FCU auto loan.)
New Car Loan - 2021 Model Year
2020 Model Year will be considered a new car until March 31, 2021. The vehicle being purchased must have less than 3,000 miles to be considered new.
72 month financing available on loans of $18,000.00 or more.
Used Car Loan- Model years '20 & '21 can be financed up to 72 months w/loan of $18,000.00 or more.
Model years 2016 and newer can be financed for up to 60 months.
Model years 2011 and newer can be financed for up to 48 months.
Loan approvals are good for 60 days.
Property Insurance is required for Fixed Home Equity and Riegel Crown Account loans and offer is contingent on loan being recorded in at least the second lien position against your residence.